Helping individuals and families be financially stable.
United Way strives to move people toward financial independence. People living in financially unstable homes frequently encounter other foundational quality-of-life needs, such as good health and quality education. Without a stable and family-sustaining income, people can find themselves falling behind rather than moving forward in creating a good quality life for themselves and their families. Together, we're providing job training, financial literacy courses, job coaching, tax filing assistance, and more to help people in our community become more financially stable.
Did you know...
- While almost 50% of U.S. workers over 25 years old have a minimum of a high school education or less, there is a sizable segment of the current workforce that is unprepared to succeed in today’s economy.
- Between 200-300 families are dealing with homelessness in Olmsted County. Housing instability is directly linked to poor health outcomes, educational outcomes and employment outcomes.
- People who understand money management and the importance of banking, budgeting and savings are better equipped for a successful financial future.
The programs United Way is partnering with help:
- Families sustain employment
- Increase access to affordable housing
- Improve financial literacy knowledge and skills
Our Income Programs
Three Rivers Community Action is committed to increasing assets for underserved populations, including low income households and households headed by ethnic minorities or persons of color, by assisting them in defining and meeting their personal financial goals. Through the Achieve Homeownership program, Three Rivers offers an array of culturally-tailored education and financial counseling services that meet a client where they are at and help them progress toward homeownership. Three Rivers provides financial literacy classes, individual financial coaching, budgeting and credit counseling, pre-purchase counseling, homebuyer education classes, individual development accounts, down payment assistance and post-purchase services. Services are provided in multiple languages.
Partner: Three Rivers Community Action
The Family Stabilization Program provides ongoing case management, life skills development, and vocational planning for advancement to families for up to 24 months after they leave the Family Promise Rochester shelter program. The Family Stabilizer Program begin with an assessment of self-sufficiency as measured across 18 life domains that have been proven to impact a family’s ability to become and remain self sufficient. In consultation with the FSP staff, each family develops a roadmap to self-sufficiency and receives support and case coordination to progress along that path. Each family takes part in a life skills development series, 26 group sessions that cover parenting, financial literacy, landlord tenant rights/responsibilities, and vocational planning for advancement. During 1:1 sessions with staff, families tackle advancement in the 18 life domains with emphasis on vocational advancement (moving towards family sustaining employment) and financial decision-making.
Partner: Family Promise Rochester
The financial literacy program consists of workshops that are intended to engage participants on various budgeting and money management topics so that they gain financial stability through improved financial literacy. Some of the topics are: the difference between needs and wants, establishing savings, setting long-term financial goals, asset building, and various budgeting techniques. The program helps participants avoid financial planning mistakes and learn how to use money to both empower their lives and attain long-term life goals. The end objective for all participants is to build assets and gain financial independence.
Partner: Catholic Charities of the Diocese of Winona
The goal of Pathways to College and Careers program is to successfully transition diverse and academically under-prepared adults from Hawthorne to RCTC to employment in the healthcare and skilled trades fields. RCTC and Hawthorne collaborate to provide relevant and effective academic courses leading to certifications/diplomas/degrees in six healthcare fields (Certified Nursing Assistant, Advanced Hospital CNA, Health Unit Coordinator, Administrative Clinical Assistant, Trained Medication Aide, and Phlebotomy), and three manufacturing fields (welding, Precision Manufacturing Tech, and Computer-aided Design). Articulation agreements between Hawthorne and RCTC participants eliminate need for developmental education classes. In addition to academic supports both at Hawthorne and RCTC, the Pathways project provides navigators who help participants remove their barriers to completion and employment by providing holistic advising, career planning, job search, and budgeting assistance.
Partner: Hawthorne, Rochester Public School District
The work of the refugee resettlement program supports families for 90 days, beginning with their arrival in Rochester. Before their arrival, this program secures and furnishes safe and stable housing for refugees. The program connects families with the building blocks they need to eventually achieve self-sufficiency and financial stability: including proper documents, access to health care, education for children and adults, employment, food security, and financial literacy. Working with over 25 area community service providers, the program begins equipping families with the knowledge and skills needed to become vital and contributing members of the community.
Partner: Catholic Charities of the Diocese of Winona
The Salvation Army’s Transitional Living & Rapid Rehousing program is designed to take homeless or imminently homeless families with multiple housing barriers and support them in their efforts toward stabilized housing and finances. Families are assisted with finding housing in the community. A rent subsidy is provided along with case management to establish and accomplish family goals. At the end of the program, families will be able to stay in the same housing, pay their entire rent on their own, and continuing to build on the stability established while in the program.
Partner: The Salvation Army